Oak Tree Insurance is proud to offer State Auto Insurance

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We're excited to announce this next addition. We've added another company to our already big selection, State Auto Insurance. State Auto is competitive for home, auto, business, farm insurance and more.

Below is an excerpt from State Auto Insurance.

 

About State Auto

In 1921, Robert Pein set out to create a new kind of insurance company. He was frustrated by insurance rates that were too high and claim settlements that weren’t handled fairly. State Automobile Mutual Insurance Company, he said, would be different. He pledged reasonable rates with prompt and fair claim service that remain our hallmark to this day.

We’ve grown a lot since then. Today we have assets approaching $4 billion and write nearly $2 billion in premium in 50 states and the District of Columbia. And we continue to rely on independent agents and wholesale brokers to market our products.

Throughout our nearly 100-year history, we’ve developed a well-respected heritage and built a strong foundation. We’ve always celebrated a culture of people who care. Who deliver exceptional service. Who plant themselves firmly in the communities they serve. Who genuinely understand their customers. And who develop trusted relationships.

That is State Auto Insurance.

Coverage for Service Lines? Yes, you should consider it.

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Mutual Aid eXchange Insurance, aka MAX Insurance, has a very unique endorsement available on their homeowners insurance policies that is not available at most other companies. The endorsement is for service lines outside the home. Normally if your sewer or water line OUTSIDE the home is damaged, from something like a tree root, you are responsible for all costs to repair the lines. This unique endorsement could save you thousands of dollars and it's only $30 per year to add this coverage and provides up to $10,000 in coverage with only a $500 deductible. It even covers you if the line simply fails due to age. Contact Corey for more information or to add this coverage to your policy.

Don’t forget about life insurance

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I've been thinking about this more lately. Do I have enough life insurance? I think I do, but then I look around and wonder if the people around me do. I went to a wedding recently. Great wedding, great family. She has a son from a previous relationship and they recently welcomed a second child into the world. Let's think about this for a second. 2-3 years ago they may have just met, today they are married with 2 wonderful children, a mortgage and 1-2 car payments. I'm not sure on the details but that's fairly typical for a growing family. Today they are responsible for each other and raising two children. That's a lot of change. That's a lot of responsibility. That responsibility has a high price tag. Have they updated their life insurance yet to factor in all that change and responsibility?

When I speak with someone about life insurance I ask them what there biggest asset is. It's not your home or your bank account or your car. For working people, it's your ability to earn money. For a stay at home parent, it's taking care of day to day tasks and raising your children. All of this has value. All of this would need to be replaced in the event of your death. What is the value on that? You'll have to replace lost income or take on more expenses. A very common number is $1,000,000. Some go lower and some go higher. Don't make yourself insurance poor but make sure it's adequate. If you'd like to know how much term insurance is, here's a good place to start a quote. Then contact me. It's time to make sure you can take of those even if you're not here.

More companies coming soon

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Here are at Oak Tree Insurance our motto is "It's all about choices." We had our annual partner meeting with Atlas Insurance Brokers this May. We'll be adding another company soon. Even more choices for our clients. Stay tuned!

Exciting news! Oak Tree is moving to Prior Lake, MN April 1st

Due to the sale of the building, Oak Tree is moving to 15870 Franklin Trail SE Suite 105A, Prior Lake, MN 55372 on April 1st. This is exciting and good news for us. The location is much closer to Corey's home in Prior Lake allowing him more time to focus on clients and their needs due to less travel time.

Through Diversified Wealth Management, we had a business relationship with Provincial Bank. After almost 20 years in business Provincial Bank recently made the decision to sell the bank to another bank, Frandsen Bank & Trust. We thank the staff at Provincial Bank for their support of Oak Tree Insurance and Diversified Wealth Management and wish them well in the future.

We will be reaching out to the clients of Oak Tree Insurance and Diversified Wealth Management with updates and the new address soon. In the meantime, feel free to contact Corey at 952-469-9261 or his cell 952-687-1672 or his email corey.stich@oaktree-insurance.com . Thank you - Corey