Mutual Aid eXchange Insurance, aka MAX Insurance, has a very unique endorsement available on their homeowners insurance policies that is not available at most other companies. The endorsement is for service lines outside the home. Normally if your sewer or water line OUTSIDE the home is damaged, from something like a tree root, you are responsible for all costs to repair the lines. This unique endorsement could save you thousands of dollars and it's only $30 per year to add this coverage and provides up to $10,000 in coverage with only a $500 deductible. It even covers you if the line simply fails due to age. Contact Corey for more information or to add this coverage to your policy.